Complaints Policy

If you feel dissatisfied with any aspect of our service, then in the first instance please contact James Joseph at We will immediately carry out an independent investigation of your complaint and will provide
a written response.

If we are unable to resolve your complaint to your satisfaction and you are an eligible complainant as defined by the
Financial Conduct Authority (that is to say, an individual consumer, a micro-enterprise [a commercial enterprise which
employs fewer than 10 people and has a turnover or annual balance sheet that does not exceed €2 million], a charity with
an annual income of under £1 million, a trustee of a trust having a net asset value of under £1 million, or a borrower
under a consumer buy-to-let agreement, then you will have recourse to the Financial Ombudsman Service.

From 1st April 2019, the following category of complainant will also become eligible to use the Financial Ombudsman
Service; small and medium-sized enterprises (SMEs) having an annual turnover of under £6.5m and either fewer than 50
employees or an annual balance sheet total of under £5m.

Details of the Financial Ombudsman Service are:

The Financial Ombudsman Service Exchange Tower, Harbour Exchange London E14 9SR

020 7964 1000 (switchboard)

+44 20 7964 1000 (for calls from outside the UK)

020 7964 1001 (main fax)

0800 023 4 567 Calls to this number are now free on mobile phones and landlines

0300 123 9 123 Calls to this number cost no more than calls to 01 and 02 numbers

In case you require resolution for any issue including Data Privacy relating to the Holding Company NewBridge Fintech
Solutions Ltd. or to its subsidiary Deposit-Book UK Ltd. you may contact the CEO at If
you feel there has been a contravention of the Data Protection Law of DIFC or an alleged breach of rights under the Law,
you may lodge a complaint with the Commissioner at the following address: Level 14, The Gate, DIFC, P. O. Box 74777,
Dubai, UAE.